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Wijaya, Liliana Inggrit and Murhadi, Werner Ria (2004) Kinerja Keuangan Industri Asuransi Umum Milik Negara Versus Swasta Nasional Di Indonesia Periode 1996-2000. In: Proceeding Call for Paper Seminar : Building Competitive Advantage Through Effective Cross Cultural Management, 17-18 Maret 2004, Fakultas Ekonomi Universitas Surabaya.
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