Tanggunggugat Kerugian Nasabah Asuransi Terhadap Kasus Gagal Bayar Produk Asuransi Unit Link

lorina, lorina (2019) Tanggunggugat Kerugian Nasabah Asuransi Terhadap Kasus Gagal Bayar Produk Asuransi Unit Link. Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik, 8 (2). pp. 325-333. ISSN 2615-5567

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Abstract

Humans in any part of the world are approached at any time by disaster or risks that come and go, this needs to be addressed by the parties so that the funds that have been allocated for the needs that have been determined are not lost. With the growing needs of society and the efforts of insurance companies to increase revenue, the type of insurance has also increased. Unit link itself indeed combines insurance with investment. Many people are also interested in this insurance product. insurance companies, which sell very large unit-linked products, also have a large risk with many facts about the failure of insurance companies to pay to policyholders. Based on the explanation above, it attracts the attention of the author to examine how the liability of the customer's losses caused by the failure of insurance company payments on unit- linked products, because basically insurance is to protect the policyholder from possible risks but on the other hand with the investment value of the policy can it has been eroded because investment does not always bring benefits, especially in policies whose investments are invested in highly volatile stock mutual fund products. This research uses normative legal research methods, it is hoped that the public can be educated from this research to be more careful and separate insurance and investment. Obligations and rights of policyholders must be fulfilled first, and if the world economic conditions are not good, better investment in unit link products is withdrawn first considering the shaking of the world economy can reduce the benefits of policyholders.

Item Type:	Article
Uncontrolled Keywords:	Insurance, Unit Link, Risk, Investment
Subjects:	A General Works > AS Academies and learned societies (General) H Social Sciences > H Social Sciences (General) H Social Sciences > HJ Public Finance J Political Science > JC Political theory K Law > K Law (General)
Divisions:	Faculty of Law > Department of Law
Depositing User:	Lorina
Date Deposited:	25 Apr 2022 04:42
Last Modified:	25 Apr 2022 04:42
URI:	http://repository.ubaya.ac.id/id/eprint/41799

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