Gauging The Financial Performance Of Banking Using Camel Model: The Prospect Of Islamic Bank In Indonesia According To Public Trust Compared With Conventional Bank

Handjaja, Yohanna and Marciano, Deddy and Wijaya, Liliana Inggrit (2013) Gauging The Financial Performance Of Banking Using Camel Model: The Prospect Of Islamic Bank In Indonesia According To Public Trust Compared With Conventional Bank. In: 10th International Annual Symposium on Management, March 16th, 2013, Bali.

[thumbnail of Liliana Inggrit_GAUGING THE FINANCIAL PERFORMANCE OF BANKING.pdf] PDF
Liliana Inggrit_GAUGING THE FINANCIAL PERFORMANCE OF BANKING.pdf

Download (6MB)

Abstract

This research engages in CAMEL model (CAR, ROA, NPF, OEOI, and FDR) as performance indicators to examine the public trust (reflected from its depositor funds) of Islamic banks compared with conventional banks in Indonesia during 2008-2010. The purpose of this research is to explain the Islamic banking system whether it is good or not consider by entrusted systems. The sample of this study is 5 top banks which have both Full Fledge Islamic and Conventional systems. Analysis technique used is multiple regressions. The results find that CAR, OEOI, and FDR have a significant positive influence on depositor funds. While the ROA and NPF has no significant positive influence on depositor funds. The results simultaneously indicate there are influences between variable CAR, NPF, OEOI, ROA, and FDR together give effect to depositor funds by 99.6%. The results of this study shows that Islamic banks have good performance reflected by CAMEL on Depositor Funds and potentially gain more public trust.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: CAMEL, Depositor Funds, Public Trust
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions: Faculty of Business and Economic > Department of Management
Depositing User: Ester Sri W. 196039
Date Deposited: 25 Apr 2022 03:55
Last Modified: 25 Apr 2022 03:55
URI: http://repository.ubaya.ac.id/id/eprint/41801

Actions (login required)

View Item View Item