Gunawan, Indra Jaya and Janisriwati, Sylvia (2023) Legal Analysis on the Use of Deepfake Technology: Threats to Indonesian Financial Institutions. In: 4th INCLAR International Conference On Law Reform 2023, July 22-23, 2023, Universitas Muhammadiyah Malang. (Submitted)
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Abstract
The banking digital transformation plan carried out by Otoritas Jasa Keuangan has made impact on accelerating the evolution of Indonesian banking towards an information-technology-basis. Digitalization on banking sector by adapting the use of technology to each line of products and services continues to be developed to increase competitiveness among business actors. At the same time, there is a potential threat brought by the use of technology called “Deepfake”. Deepfake is an implementation of artificial intelligence (AI) to replicate and produce fake images, sounds, patterns, and/or combination of them on a particular subject so that it looks like the original. This technology evolved without being realized by most people regarding the potential for identity data theft and fabrication that can be carried out by it. This research conducted to find out the potential threat of Deepfake technology misuses in financial institutions and the readiness of regulations and financial institutions to deal with it. This study is a juridical-normative research using statutory and conceptual approach. The results show that Indonesia needs to have a comprehensive regulatory framework and accurate implementation of preventive measures by financial institutions regarding the use of technology in their business operations to avoid the dangers of technology misuse.
| Item Type: | Conference or Workshop Item (Paper) |
|---|---|
| Uncontrolled Keywords: | Deepfake, Financial Institutions, Regulation Framework |
| Subjects: | K Law > K Law (General) |
| Divisions: | Faculty of Law > Department of Law |
| Depositing User: | INDRA JAYA GUNAWAN |
| Date Deposited: | 09 Jun 2023 08:59 |
| Last Modified: | 09 Jun 2023 09:08 |
| URI: | http://repository.ubaya.ac.id/id/eprint/44266 |
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