Analisis Pengaruh DPK, NPL, dan ROA Terhadap Penyaluran Kredit BPR Di Kabupaten Kediri Periode 2014-2018

Sihlestari, Maria Eka and Santoso, Henrycus Winarto and Ariani, Mintarti (2020) Analisis Pengaruh DPK, NPL, dan ROA Terhadap Penyaluran Kredit BPR Di Kabupaten Kediri Periode 2014-2018. Jurnal Ekonomi dan Bisnis, 24 (2). pp. 1-6. ISSN 1410-9204; E-ISSN 2655-8858

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Abstract

Essentially, the bank is financial institution which has the function to raise funds from the community in the form of deposits, and the channel it back to the community in the form of credit or other. Credits is the main activities performed by Bank Perkreditan Rakyat, because it will be makes a profit. However, the presenting credits will also provide a lot of risks that must be received or experienced by the BPR, because the risks that will be received or experienced are sourced to credit. Therefore, this researh is purpose to analys the effect of DPK, NPL, and ROA, on parcial althought simultan in contribute BPR credits. This researh conducted is quantitative approach use data panel regression method, and the data obtained are secondary data. According to the results of regression, the variables DPK and ROA have a significant influence on credit distribution. While, the NPL variable doesn’t have a significant influence on credit distribution.

Item Type:	Article
Uncontrolled Keywords:	BPR, Kredit, DPK, NPL, ROA
Subjects:	H Social Sciences > HB Economic Theory
Divisions:	Faculty of Business and Economic > Department of Economic
Depositing User:	Ester Sri W. 196039
Date Deposited:	18 Jan 2024 04:04
Last Modified:	19 Jan 2024 02:00
URI:	http://repository.ubaya.ac.id/id/eprint/45729

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