Analisis Pengaruh Kredit Bermasalah Terhadap Return On Asset di Bank BCA Periode 1999-2015

Pertiwi, Aisyah Ratna and Santoso, Henrycus Winarto and Budiarto, Bambang (2019) Analisis Pengaruh Kredit Bermasalah Terhadap Return On Asset di Bank BCA Periode 1999-2015. CALYPTRA (Jurnal Ilmiah Mahasiswa Universitas Surabaya), 7 (2). pp. 1-13. ISSN 2302-8203

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Abstract

Bank lending has the risk of having a chance of non performing loan .If non performing loan is high, it will affect the profiability (Return On Asset) banking. This study aims to examine the influence of non performing loans on profitability (Return On Asset) at BCA bank period 1999-2015. This type of research is one-way causality in which the independent variable (non-performing loan) that affects the dependent variable (return on asset). The analysis technique used is simple linear regression with small squares equation and hypothesis test using t-statistic to test partial regression coefficient with 5% significance level. From the results of analysis testing shows the magnitude of NPL to ROA is 84.9%, while the rest is influenced by other factors not included in this research model. From result of t test can be concluded, that Non Performing Loan (NPL) have negative significant influence to Return On Assets (ROA)

Item Type:	Article
Uncontrolled Keywords:	Non Performing Loans, Profitability, Return On Assets (ROA)
Subjects:	H Social Sciences > HJ Public Finance
Divisions:	Faculty of Business and Economic > Department of Economic
Depositing User:	Ester Sri W. 196039
Date Deposited:	18 Jan 2024 07:13
Last Modified:	19 Jan 2024 02:39
URI:	http://repository.ubaya.ac.id/id/eprint/45735

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