Asymmetry Information And Credit Risk Effect On Loan Pricing In Asia Pacific 2006-2010

Alim, Ivana and Marciano, Deddy and Bartle, James (2014) Asymmetry Information And Credit Risk Effect On Loan Pricing In Asia Pacific 2006-2010. In: The 1st International Conference on Entrepreneurship, 18-19 September 2014, Universitas Ciputra Surabaya.

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Abstract

The First International Conference on Entrepreneurship Book One 59 ASYMMETRY INFORMATION AND CREDIT RISK EFFECT ON LOAN PRICING IN ASIA PACIFIC 2006-2010 Ivana Alim1, Deddy Marciano2, James Bartle3 Alumny of Universitas Surabaya, Universitas Surabaya, University of New South Wales (UNSW) INDONESIA, INDONESIA, WALES Email: ivanaalim@gmail.com ABSTRACT The purpose of this research is to test the relationship of the independent variables (commercial bank, mix bank, country risk, CPI, foreign lender, log amount, maturity, ticker, secure, senior, deal purpose, and sector industries) to the dependent variables (loan spread). Key issues in this study consisted of information asymmetry, moral hazard, adverse selection and country risk. The results of this research shows the variable that significantly affect the loan pricing decisions by lenders especially in Asia Pacific countries. Borrowers in They also can have more knowledge on the determinants influence the procedure of the loan pricing. Governments of the Asia Pacific countries can use this study to gain more information about factors that influence the loan pricing. They should make a regulation according loan pricing decisions and they should monitored the process of the loans for the local banks so the wouldn't be bankrupt because loans in Asia Pacific contains high risk

Item Type:	Conference or Workshop Item (Paper)
Uncontrolled Keywords:	Asymmetry Information, Credit Risk, Loan Pricing
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions:	Faculty of Business and Economic > Department of Management
Depositing User:	Ester Sri W. 196039
Date Deposited:	30 Sep 2024 09:21
Last Modified:	30 Sep 2024 09:21
URI:	http://repository.ubaya.ac.id/id/eprint/47173

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