Faktor-Faktor Yang Menentukan Pemberian Jaminan Kredit (Collateral) Pada Pinjaman Korporasi Diindonesia Periode 1992-1997

Evelyn, Evelyn and Marciano, Deddy and Wijaya, Liliana Inggrit (2008) Faktor-Faktor Yang Menentukan Pemberian Jaminan Kredit (Collateral) Pada Pinjaman Korporasi Diindonesia Periode 1992-1997. In: Konferensi Nasional Forum Manajemen Indonesia, 10 November 2008, Surabaya.

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Abstract

The aim of this research is to understand main factors which determine corporate borrowing collateral in Indonesia. The data is collected from Deal Scan Database for Indonesian transaction corporate borrowing between 1992-1997. The result shows the ultimate consideration factors by lender point of view, are categorized into three categories, namely: information assymetric and adverse selection problems, moral hazard, as well as borrower credit risk. Finally, the conclusion is that lenders cannot verify borrower risk property and a/so decide the need of collateral for compensating the borrowers' risk.

Item Type:	Conference or Workshop Item (Paper)
Uncontrolled Keywords:	corporate borrowing collateral, information assymetric
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	Faculty of Business and Economic > Department of Management
Depositing User:	Ester Sri W. 196039
Date Deposited:	12 Apr 2022 06:41
Last Modified:	12 Apr 2022 06:41
URI:	http://repository.ubaya.ac.id/id/eprint/41744

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