PEMODELAN PREFERENSI PENGAJUAN KREDIT USAHA MIKRO (KUM) DI BANK X OLEH PEMILIK USAHA MIKRO DI SURABAYA DENGAN METODE CHAID

Ariestanti, Niken and Prilianti, Kestrilia Rega (2009) PEMODELAN PREFERENSI PENGAJUAN KREDIT USAHA MIKRO (KUM) DI BANK X OLEH PEMILIK USAHA MIKRO DI SURABAYA DENGAN METODE CHAID. Jurnal Ilmiah Sains & Teknologi, 3 (3). pp. 154-166. ISSN 0216-1540

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Abstract

In the aim of developing and strengthening the micro, small and medium enterprises (MSMEs), the government of Indonesia provide financial support for MSMEs enterpreneur through commercial loans which is held by several national bank. In order to assure that the loan goes to the right enterpreneur, those banks need some information about the MSMEs entepreneur’s preference in applying the MSMEs loan. These preference could be predicted by exploring the enterpreneur’s characteristics. One of the quantitative method called CHAID (Chi-Squared Automatic Interaction Detection Analysis) has been used in this research to provide that prediction. With this method, the MSMEs enterpreneur’s preferences on loan application and loan products were modeled by two classification tree.

Item Type: Article
Uncontrolled Keywords: UMKM, CHAID, classification tree
Subjects: Q Science > QA Mathematics > QA76 Computer software
Divisions: Academic Department > Department of Mathematics and Natural Science
Depositing User: Kestrilia Rega Prilianti 61150
Date Deposited: 01 Aug 2012 07:09
Last Modified: 01 Aug 2012 07:09
URI: http://repository.ubaya.ac.id/id/eprint/898

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