Penyalahgunaan Keadaan (Misbruik van Omstadigheden) dalam Perjanjian Asuransi Melalui Telemarketing

Hazhin, Utiyafina Mardhati and Gaol, Heru Saputra Lumban (2019) Penyalahgunaan Keadaan (Misbruik van Omstadigheden) dalam Perjanjian Asuransi Melalui Telemarketing. Kertha Patrika, 41 (2). pp. 95-111. ISSN 0215-899X, E-ISSN: 2579-9487

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Abstract

The growth of the insurance industry in Indonesia is suspected to be in line with the development of digital technology and telecommunications.Telemarketing is one of the marketing media that currently used by insurance companies. In practice,the telemarketing system has the potential to fulfill the element of undue influence. Moreover, if one party is in a frail position and the other party uses the situation as a benefit. The aim of this research is to analyze the existence of elements of undue influence in the insurance agreement through a telemarketing system. The research is normative study research or library research, which used a statute approach and a conceptual approach. The results of the study reveal that recording of conversation as evidence in the insurance agreement through a telemarketing system is very vulnerable to harming consumers and can fulfill the element of undue influence.

Item Type:	Article
Uncontrolled Keywords:	Insurance Agreement, Telemarketing System, Undue Influence
Subjects:	K Law > K Law (General)
Divisions:	Faculty of Law > Department of Law
Depositing User:	HERU SAPUTRA LUMBAN GAOL
Date Deposited:	04 Nov 2019 07:42
Last Modified:	26 Jul 2021 05:46
URI:	http://repository.ubaya.ac.id/id/eprint/36622

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