Responsibilities of Financial Technology Company Due To Failure to Pay By Loan Recipients

Janisriwati, Sylvia (2021) Responsibilities of Financial Technology Company Due To Failure to Pay By Loan Recipients. Jambura Law Review, 3 (2). pp. 198-212. ISSN 2654-9255; Online ISSN : 2656-0461

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Abstract

One form of business is due to current developments in financial technology (abbreviated as fintech), which means using technology to provide financial solutions. This study aims to see the responsibility of PT. Dana Agung Nusantara as the financial technology (fintech) lending provider due to default by lending recipients in the case of Central Jakarta Commercial Court Decision Number 113/Pdt.Sus-PKPU/2021/PN Jkt.Pst. This research is normative juridical research. In this study, the source of legal materials used consisted of 3 (three) legal materials, namely primary, secondary and tertiary legal materials. The technique of collecting data on legal materials is by using a literature study model using analysis of legal materials, which is used in descriptive qualitative content analysis. The results showed that the responsibility of PT. Dana Agung Nusantara as the financial technology (fintech) lending provider due to default by loan recipients by the case of Central Jakarta Commercial Court Decision Number 113/Pdt.Sus- PKPU/2021/PN Jkt.Pst that according to an OJK spokesperson, the party is responsible if The fintech collapsed is a P2P lending fintech provider. Meanwhile, if the borrower causes a default, it is the responsibility of the lender or investor.

Item Type:	Article
Uncontrolled Keywords:	Responsibility; Financial Technology, Default
Subjects:	K Law > K Law (General)
Divisions:	Faculty of Law > Department of Law
Depositing User:	Ester Sri W. 196039
Date Deposited:	30 Sep 2021 08:09
Last Modified:	30 Sep 2021 08:09
URI:	http://repository.ubaya.ac.id/id/eprint/40451

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