Pinjaman Online: Perilaku Konsumtif Mahasiswa Surabaya Dalam Rangka Menunjang Status Sosial

Setiawan, Fahrul Hendrik and Radjamin, Irzameingindra Putri and Ariani, Mintarti (2024) Pinjaman Online: Perilaku Konsumtif Mahasiswa Surabaya Dalam Rangka Menunjang Status Sosial. Management Studies and Entrepreneurship Journal (MSEJ), 5 (1). pp. 413-425. ISSN 2715-7911

PDF Jurnal_Hendrik Setiawan.pdf Restricted to Registered users only until 31 December 2075. Download (355kB) | Request a copy

Abstract

Currently, financial technology (fintech) is being widely used by the Indonesian people, one form of fintech is online lending where the majority of users are students. This study aims to determine the impact of using online loans on the consumptive lifestyle of students in Surabaya. This research uses two research methods, namely descriptive qualitative and also triangulation. This research uses a questionnaire that has been distributed to 200 students and conducts interviews with 6 public and private students in Surabaya. The results of this study indicate that students in Surabaya are consumptive on average, the use of online loans causes financial problems to be resolved easily. In addition, students in Surabaya use online loans only to fulfill social needs by buying fashion and branded products because they feel that buying branded goods will increase social status. The use of online loans because it is easy to get money loans without complicated conditions. It is important to manage finances well and responsibly so as not to be easily trapped by online loans.

Item Type:	Article
Uncontrolled Keywords:	onlineloans, fintech, consumptive
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HD Industries. Land use. Labor
Divisions:	Faculty of Business and Economic > Department of Economic
Depositing User:	Mintarti Ariani 3146
Date Deposited:	08 Jan 2024 07:50
Last Modified:	08 Jan 2024 07:50
URI:	http://repository.ubaya.ac.id/id/eprint/45633

Actions (login required)

View Item