Does Satisfaction Leads to Continuance Usage Intention? The influence of Service Quality and Cognitive Processing towards M-Payment

Djayapranata, Grace Felicia and Setyawan, Andhy (2024) Does Satisfaction Leads to Continuance Usage Intention? The influence of Service Quality and Cognitive Processing towards M-Payment. In: Proceedings of the International Symposium on Management (INSYMA) (Vol 21, 2024), 15 - 16 May 2024, Surabaya.

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Abstract

Rapidly evolving technology is changing consumer behavior patterns, which demand convenience, speed, and mobility in services. This has forced businesses to shift to online-based services. Payment service providers face demands to deliver high-quality services focusing on performance and user satisfaction (Hossain & Mahmud, 2016; Tenison et al., 2016). Innovations such as adding discounts and convenience features are strategies to fulfill this need. However, without sufficient cognitive ability, users may be reluctant to utilize such technologies, reducing the impact of innovations on increasing the number of users (Bharti et al., 2014; Piligrimiene et al., 2015). Barriers to cash payments include security issues, record-keeping difficulties, and lack of transparency (Setor et al., 2021; Singh & Bhattacharya, 2017; Yi & Gong, 2013). Digital payments through M-payments can address these issues (Oyewole et al., 2013; Yi & Gong, 2013). Previous studies used TAM and ECM to understand user satisfaction, service quality, and intention to continue using (Chiu et al., 2019; Szymanski & Hise, 2000). However, studies on the participation of value creation and cognitive processes in M-payments are limited (Chiu et al., 2019; Szymanski & Hise, 2000). Therefore, this study attempts to integrate these factors into the TAM and ECM models to understand better the factors that influence users' intention to continue using M-payments. This research used a survey conducted by distributing online questionnaires. SEM was used to analyzed this study.

Item Type:	Conference or Workshop Item (Paper)
Additional Information:	e-ISSN: 3047-857X
Uncontrolled Keywords:	M-Payment, Cognitive Processing, Continuance Usage Intention, User Satisfaction, Service Quality
Subjects:	H Social Sciences > H Social Sciences (General) H Social Sciences > HF Commerce
Divisions:	Faculty of Business and Economic > Department of Management
Depositing User:	Andhy Setyawan 208014
Date Deposited:	19 Aug 2024 03:15
Last Modified:	19 Aug 2024 03:15
URI:	http://repository.ubaya.ac.id/id/eprint/46952

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